When a long-term medical condition affects your ability to continue working, an ill health retirement assessment can be an important step toward securing early retirement benefits. My Health Assistant helps you connect with qualified healthcare professionals offering ill health retirement assessments near you, supporting your application process with expert evaluation, compassionate care, and clear documentation. Find and book a trusted ill health retirement assessment near me today with ease and confidence.
An ill health retirement assessment is a medical evaluation conducted by an occupational health professional to determine whether an individual can continue working or qualifies for early retirement on medical grounds. It forms part of the application process for pensions or workplace retirement schemes due to long-term ill health or disability.
The assessment includes a detailed review of medical history, functional abilities, prognosis, and how health conditions affect work capability.
During your assessment, you can expect:
A consultation with an occupational health doctor or nurse
A thorough review of your medical conditions and treatment history
Evaluation of your ability to perform work duties
Consideration of reasonable adjustments made by your employer
A medical report to support your pension or retirement application
Guidance on next steps and options available
The assessment may also involve liaison with your GP or specialist and examination of workplace documentation.
Ill health retirement assessments are carried out by:
Occupational health physicians
Occupational health advisors and nurses
Independent medical examiners with experience in work capability assessments
All professionals listed on My Health Assistant are fully qualified and experienced in assessing workplace fitness and retirement eligibility.
You may require an ill health retirement assessment if you:
Have a chronic or progressive medical condition that affects your ability to work
Have been on long-term sick leave and are not expected to return
Are applying for early pension access due to ill health
Have a disability that prevents sustained employment
Are advised by your employer or pension provider to undergo a medical evaluation
This service is relevant to public sector and private pension schemes alike.
Tiered Ill Health Pension Assessments: For schemes with multiple benefit levels (e.g. NHS, Teachers’ Pensions)
Independent Medical Reports: Required by insurers or pension trustees
Occupational Health Reports: Commissioned by employers to support decision-making
Second Opinion Evaluations: If initial assessments are inconclusive or disputed
While the assessment process itself is non-invasive and low-risk, some challenges may include:
Emotional stress related to health and employment decisions
Potential disagreement with the assessment outcome
Delays in the application process if documentation is incomplete
Choosing a qualified, impartial assessor helps ensure a fair and accurate evaluation.
When selecting a provider for your ill health retirement assessment, consider:
Experience with pension scheme requirements and workplace health issues
Professional registration and medical qualifications
Ability to provide clear, detailed, and impartial medical reports
Strong communication and sensitivity to personal circumstances
Positive reviews and a track record of supporting clients through the process
My Health Assistant makes it easy to find qualified occupational health professionals who understand the complexities of ill health retirement.
Discover a diverse network of trusted health and wellbeing professionals on My Health Assistant, ready to support you on your journey to wellness.
